Maximize Your Social Security Benefits
What Will You Learn?
In these classes you will learn strategies to Maximize your Social Security Benefits and the most common mistakes people make when making selections for Social Security during enrollment.
You have worked your entire life and paid into Social Security since your first part-time job in high school. Now it’s time to consider when you are going to start claiming these well deserved benefits.
When Should You Start?
Well it’s not just a black and white decision. In fact, there are over 500 selections to be made when enrolling in Social Security benefits. The Social Security Administration is there to help answer the simple questions but they are not allowed to give advice.
That is why the experts that present our Retire Smart Education classes can show you how your individual situation can help you make an informed decision on what is best for you and your family.
*We use Qualified Financial Professionals to present each class
Just a few of things you will learn are:
What is the right age to start claiming Security Security?
Full Retirement age varies, depending on when you were born. The range is currently 65-67, but you can begin receiving benefits as early as age 62 and as late as 70. What is right for you?
How does the age you begin taking benefits impact you financially?
Your monthly income can be reduced by up to 30% if you take benefits early. However, that could be the best thing for your individual situation? Is there a benefit of waiting till age 70? Maybe, as you receive “delayed retirement credits”.
Can I work and still receive my Social Security?
Yes you can. But how much can you earn is an important question?
How does Social Security work with my pension or retirement plan?
You will learn strategies on how best to utilize your Social Security benefits with your individual retirement portfolio.
How is my Social Security calculated?
The Social Security Administration can’t always give advice and sometimes the numbers they provide retirees are incomplete. Learn to ensure you are enrolling for the benefit for which you are entitled.
What are the rules on Social Security and spousal benefits?
Unfortunately some of us will not be able to fully benefit from Social Security. However we want to make sure our surviving spouse gets the benefits they are entitled to receive. Learn the rules of survivorship and how it impacts your personal situation.
How does Social Security impact taxes in retirement?
We have paid taxes our entire working career. Learn how to minimize your tax burden in retirement.
Each class has a question and answer segment.
Get Started Now.
Schedule an Analysis or Private Meeting with one of our Qualified Financial Professional
